Who we are, what we do, and what drives us

We are an insurtech born in Latin America with a clear mission: to bring insurance to more people.
We build technology that transforms complex processes into simple, accessible, and scalable solutions, enabling insurers and digital platforms to offer insurance directly within the ecosystems people already use every day.

We carry out our mission with a diverse, interdisciplinary, and committed human team that drives innovation from four Latin American countries.

Our values

More people, better protected

We want everyone, no matter where they are, to have the possibility to be insured.

Transforming the industry from within.

We simplify processes, remove barriers, and create impactful solutions.

Building the future we want.

We lead the evolution of insurance in Latin America with innovation and scalability.

Technology serving people and the planet

We believe in a modern, human, and sustainable industry.

foto_equipo_heads

Brand manifesto

We believe in a world where access to insurance is a right. A world where people can protect themselves simply and quickly against the unexpected.

We use technology as a tool to achieve that goal: bringing insurance everywhere.

We are committed to innovation, to the growth of the insurance industry, to the development of new business models, and to building an industry that is more modern, inclusive, efficient, and relevant. But we also believe that true transformation happens when technology meets people — when digitalizing a process not only makes it faster, but also more democratic.
That’s the vision that drives us. And it’s what makes us a link in the chain of change that benefits everyone.

Klimber is technology with purpose. It’s innovation that creates both business value and human value. It’s the present in action, building a bigger and more prosperous future.

From 0 to +15 million insured

2017
Seed capital from Prudential Seguros.
2018
Launched LATAM’s first digital life insurance.
2019
We’ve reached 10,000 clients
2020
Won Mercado Pago tender, expanded to Brazil
2021
Partnered with Swiss Re, expanded to Mexico.
2022
MetLife joined as a Partner, and we signed an exclusivity agreement.
2023
Together with MetLife, we created Xcelerator

We innovated in Autoinsurance with SURA
2024
We surpassed 7.3 million policyholders, with 154 million policies transacted through our platform.
2025
We exceeded 15 million policyholders and 600 million policies transacted through our platform.

We were recognized as “Insurtech of the Year” at the AIP Awards 2025.
2017
Seed capital from Prudential Seguros.
2018
Launched LATAM’s first digital life insurance.
2019
We’ve reached 10,000 clients
2020
Won Mercado Pago tender, expanded to Brazil
2021
Partnered with Swiss Re, expanded to Mexico.
2022
MetLife joined as a Partner, and we signed an exclusivity agreement.
2023
Together with MetLife, we created Xcelerator

We innovated in Autoinsurance with SURA
2024
We surpassed 7.3 million policyholders, with 154 million policies transacted through our platform.
2025
We exceeded 15 million policyholders and 600 million policies transacted through our platform.

We were recognized as “Insurtech of the Year” at the AIP Awards 2025.

#klimbertalent

Julián Bersano
Julián Bersano
CEO & Founder

Julián is CEO and Founder of Klimber. A technology enthusiast with a passion for programming, he specializes in predictive machine learning models. He initially studied Law at the University of Buenos Aires and later earned a Master’s degree in Business Analytics from New York University (NYU).

Throughout his career, he has held executive positions in globally recognized companies. He served as Vice President at AIG in New York, and in 2018, he founded Klimber with the goal of driving the digital growth of the insurance industry in Argentina and expanding throughout Latin America.

As CEO, he is responsible for developing and managing the company’s business lines to ensure that clients can sell insurance coverage in a simple, efficient, and barrier-free way — helping close the protection gap across the region.

Cristian Elbert
Cristian Elbert
CSO & CO-Founder

Cristian is Chief Strategy Officer and Co-Founder of Klimber.

He is a lawyer specialized in business law from the University of Buenos Aires and holds a master’s degree in Law and Economics from Universidad Torcuato Di Tella.

He founded Wetech Consulting and is a founding partner of ECIJA Argentina, a renowned global law firm.

At Klimber, he serves as our specialist in defining contracts, agreements, and partnerships of all kinds, leveraging his extensive knowledge of corp

Dolores Egusquiza
Dolores Egusquiza
CMO & Co-Founder

Dolores, better known as Loli, is Chief Marketing Officer and Co-Founder at Klimber.

She holds a Bachelor’s degree in Marketing from the University of Belgrano and, in addition to completing complementary courses, earned an MBA from IAE Business School. Throughout her career, she has developed as a professional in both traditional and digital marketing, always with a financial focus. Her experience is enriched by diverse perspectives, having worked in companies and organizations of various types and sizes such as TECHO US, Axiom Technologies NY, CALSA S.A. Hispanoamérica, Dentactil Madrid, and Círculo Asegurador in Buenos Aires.

Currently, she contributes strategic vision for both the product and the business, while also overseeing regional expansion and the company’s long-term growth projections.

Daniel Moussatche
Daniel Moussatche
CTO & Co-Founder

Daniel is Chief Technology Officer at Klimber.

From an early age, he knew that technology was his passion and the field in which he wanted to grow and develop. After completing a degree in Computer Engineering at Universidad Abierta Interamericana, he built his professional career as Director of Engineering in Tel Aviv for more than 10 years.

Throughout his career, he has been part of renowned companies such as Wizell, i-Prot S.A., OverCubes S.A., Globant, and Intel. At Klimber, he leads the department that leverages technology to enable companies to offer personalized digital insurance solutions, creating innovative distribution channels and products that are simple, efficient, and accessible.

Mauricio Zanatta
Mauricio Zanatta
CEO OF ARGENTINA

Mauricio is the CEO of Klimber Argentina.

He is passionate about finance, leadership, and transforming the insurance industry through innovation. He began his professional career as a Certified Public Accountant and later earned a Bachelor’s degree in Business Administration from the University of Belgrano, followed by postgraduate studies in Capital Markets at UCEMA.

Before joining Klimber, he held senior executive positions in major insurance companies. He served as CEO and President of Prudential Seguros for more than a decade and previously worked as CFO at both Prudential and Allianz Group in Argentina. He has also been an active voice in the industry, leading organizations such as AVIRA and the Insurance Committee of AmCham Argentina.

As CEO of Klimber Argentina, his focus is on accelerating the company’s local expansion, enhancing operational excellence, and facilitating access to insurance in a simple and transparent way.

Macarena Ruiz
Macarena Ruiz
chief of growth

Macarena is Chief of Growth at Klimber.

She holds a Bachelor’s degree in Advertising from UCES, studied “Finance for Non-Financial Professionals” at Universidad Torcuato Di Tella, completed an MBA at IAE Business School, and pursued a specialization in High-Performance Team Management at London Business School, an Introduction to Psychology course at Yale, “Implementing Winning Strategies” at Columbia Business School, and “Managing Social & Human Capital” at Wharton Online.

With over 14 years of experience in the digital world, she worked as a Sales Solutions Specialist at Microsoft and managed the mid-market client segment for the Southern Cone region at Meta during the past year.

Macarena joined Klimber to develop the company’s expansion strategy, overseeing continuous growth, expansion into new countries and continents, and managing commercial relationships with Klimber’s partners.

Octavio Miretti
Octavio Miretti
Chief Operating Officer

Octavio is Chief Operating Officer at Klimber.

He holds a degree in Industrial Engineering from the National University of Rosario and has more than 10 years of experience leading technology projects, with a specialization in Project Management.

Throughout his career, he has held positions such as Digital Strategy Advisor at Image Campus and Lead Project Manager at We Tech S.A. He also worked as a consultant for the Inter-American Development Bank, the Ministry of Production of Argentina, and as an advisor for the Ministry of Defense of Argentina.

In his day-to-day work, he and his team strive to create a disruptive customer service experience in the industry to generate a positive impact. His role carries the challenge of achieving operational excellence in every country where Klimber operates, delivering the best user experience for clients across Latin America. Building, creating, and innovating are the foundations and main pillars of his work.

Daiana Gomila
Daiana Gomila
Chief Actuary

Daiana is Chief Actuary at Klimber.

She holds a degree in Actuarial Science from the University of Buenos Aires and completed a specialization in Data Analytics at Digital House. She has extensive experience in the insurance industry, having worked at MetLife, Galeno Seguros, Grupo San Cristóbal, HSBC, among other companies. She is passionate about challenges and believes in not staying in one place — constantly seeking to add value across all areas and topics, whether actuarial or not.

She is highly motivated by facing new challenges and contributing to the growth and continuous development of any project she is involved in. Analytical, organized, meticulous, and transparent, she always emphasizes the importance of building relationships where communication flows naturally.

Nicolás Kuzminski
Nicolás Kuzminski
Chief Data Officer

Nicolás is Chief Data Officer at Klimber.

He holds a degree in Statistics from the National University of Tres de Febrero, specializing in Business Intelligence, Data Science, and statistics across telecommunications, banking, IT services, and insurance. He has more than 25 years of experience leading software development and systems integration projects. He has worked for companies such as IBM, circuloasegurador.com, Providian Financial Corporation, and Telecom Argentina.

Currently, he leads Klimber’s team focused on data, analytics, machine learning, and artificial intelligence. On a personal level, he describes himself as a geek, nerd, and techie — as well as a developer, DBA, Scrum Master, and recipient of the Gold Medal at the 2nd International Olympiad in Informatics.

Francisco Sorrentino
Francisco Sorrentino
CHIEF TALENT ADVISOR

Since 2018, Francisco Sorrentino has been a strategic talent advisor at Klimber. With over 25 years of experience leading Human Capital in global technology, investment, and financial services companies, he is a recognized expert in organizational effectiveness, cultural transformation, and people analytics.

He has led large-scale change processes, chaired strategic committees, and managed integrations during mergers and acquisitions. He has served as a member and advisor to SoftBank’s portfolio boards, led people management for Microsoft in Latin America, directed AIG’s Organizational Transformation practice following the 2008 crisis, and spent 17 years in executive roles at IBM. His vision and experience strengthen Klimber’s high-performance culture and enhance the company’s ability to attract and retain key talent.

Carolina Bianchi
Carolina Bianchi
Chief Financial Officer

Carolina Bianchi is Chief Financial Officer at Klimber.

She holds a degree in Accounting from the University of Buenos Aires. She gained her experience as a Manager for more than six years at one of the Big Four firms and is also a partner at the renowned firm Bianchi & Associates.

She currently leads the finance team, fostering optimism in finding solutions and ensuring the team’s effective performance to achieve various objectives.

Lucía M. Julio Farjat
Lucía M. Julio Farjat
chief of staff

Lucía is Chief of Staff at Klimber.

She holds a Bachelor’s degree in Public Relations from UCES. Previously, she led the private initiative of a project with the Government of the City of Buenos Aires, coordinating and directing multidisciplinary teams.

She works closely with the CEO, translating his decisions into concrete actions aligned with the company’s culture and values. She is also part of the ESG team, directly contributing to the coordination and implementation of sustainability strategies.

James Maganha
James Maganha
Brasil Country Manager

James is Chief Operating Officer, Brazil.

A Computer Science graduate with an MBA in Strategic Business Management, he has over 15 years of experience in the insurance industry. He has led initiatives at Chubb and Previsul / CNP Assurances, driving innovation, digital transformation, and operational efficiency.

His management focuses on optimizing customer experience and generating sustainable value by integrating technology, talent, and corporate purpose. Currently, he directs his efforts toward fostering sustainable growth through solutions and coverages that promote well-being, diversify new business lines, and strengthen agile and efficient operations.

His strategic vision prioritizes continuous innovation, structured expansion, and achieving results with positive and tangible impact.

Diego Naviera
Diego Naviera
Chief of Esg & compliance officer

Diego is Director of ESG and Compliance.

He holds a Law degree from the Pontifical Catholic University of Argentina, specializing in environmental law. He has worked in the private sector as a legal advisor for banks.

He coordinated and led a research team at a think tank focused on the development of public policies and the relationship between the three levels of government and the productive sectors. He currently serves as Director of Sustainability and Compliance at Klimber.

Audrey Mikkelsen-Löth
Audrey Mikkelsen-Löth
Chief Legal Officer

Audrey brings over ten years of experience in the private sector and a strong technological background.

Since joining Klimber in 2021 as in-house counsel, her convictions and values have led her to head the Legal Department, where she safeguards the integrity of internal and external contractual audits, upholds high standards of legal excellence, and fosters high-impact strategic partnerships that drive the company’s growth.

She holds a Bachelor’s degree in Journalism, a Law degree from Universidad Torcuato Di Tella, and a PhD in Law with a specialization in Intellectual Property and Technology. During her five years in London, she earned a diploma in Governance, Risk & Compliance and collaborated with a prestigious Silver Circle law firm. In addition, she deepened her understanding of the insurance sector through executive studies at IAE Business School.

Gustavo Flamerich Pérez
Gustavo Flamerich Pérez
México Country Manager

Gustavo is Country Manager of Mexico at Klimber and responsible for Regional Business Development.

With over 20 years of experience in technology, process consulting, and digital transformation, Gustavo graduated as a Civil Engineer from the Metropolitan University and holds a Master in Business Administration (MBA) from Adam Smith Open University.

As Country Manager, he is responsible for managing relationships with Klimber’s local partners, as well as overseeing administrative and legal matters.

As Head of Business Development, he leads the identification and development of new business opportunities across the region, driving the company’s strategic growth.

He works closely with Klimber’s implementation teams, facilitating communication and escalating issues with partners’ leadership when needed. His experience and work across several Latin American countries have provided him with a multicultural perspective that helps manage cultural differences and foster cooperation, bringing out the best in each person.

Federico Lemos
Federico Lemos
head of program management

Fede is Head of Program Management.

With a technical and actuarial background, he brings over 15 years of experience in the insurance industry, leading areas such as Product, Pricing, Reserving, and Business Intelligence. This trajectory has given him a comprehensive view of the business and led him to specialize in solutions that make insurance more accessible to people across Latin America.

At Klimber, he leads strategic initiatives to enhance operational efficiency and ensure the execution of key projects. His approach combines technical analysis, product vision, and results orientation, while consistently fostering collaborative, flexible, and creative teams.

Lucila Musiani
Lucila Musiani
head of operations

Lucila Musiani is Head of Operations.

She holds a Franco-Argentine degree in International Trade from the Universidad del Salvador and leads the Operations area at Klimber. With a technical, analytical, and human-centered approach, she designs and implements scalable operational processes that drive growth and enhance the experience of users and partners. In addition, she coordinates multidisciplinary teams and serves as a product owner, actively participating in operational and delivery management.

Valued for her organizational skills and strategic vision, she contributes to decision-making and key initiatives that strengthen Klimber’s business model across the region.

Ervin Wilneder
Ervin Wilneder
head of AI & data ops

Ervin is Head of AI & Data Operations.

With a focus on data engineering and architecture, he has over eight years of experience in projects covering the entire data lifecycle, with a self-taught, technical, and multidisciplinary profile.

At Klimber, he leads artificial intelligence and data operations initiatives, driving solutions that optimize processes, automate tasks, and strengthen strategic decision-making.

Juan Ignacio Bernacchi
Juan Ignacio Bernacchi
head of regional development

Juan Ignacio Bernacchi is Head of Regional Development.

He holds a degree in Computer Engineering from the Pontifical Catholic University of Argentina and has more than 18 years of experience in software development, leading IT projects in companies across various industries. For over five years, he has been part of the Klimber team, playing a key role in the company’s technological evolution, with a focus on scalability, performance, and continuous improvement of digital solutions.

In his current role, he leads the regional expansion of Klimber’s products and platforms, adapting solutions to the specific characteristics of each market and ensuring their technical implementation. With a methodical approach and a passion for clean code, he promotes development practices that strengthen the quality and efficiency of the technology team.

Melina Scalabrin
Melina Scalabrin
head of pricing actuary

Melina is Head of Pricing Actuary.

She is an Actuary from the University of Buenos Aires with extensive experience in the insurance sector, specializing in risk analysis and product pricing at both local and regional levels.

Her experience combines strategic vision with deep technical expertise, allowing her to design models that achieve the perfect balance between actuarial accuracy and business objectives. At Klimber, she leads the pricing area, developing solutions that optimize profitability and strengthen product competitiveness, driving the company’s sustainable growth.

Macarena Acevedo
Macarena Acevedo
head of human resources

Macarena Acevedo is Head of Human Resources.

She holds a degree in Public Accounting from the National University of Córdoba and a Bachelor’s in Human Resources Management. She has experience in large corporations, which has allowed her to develop a comprehensive understanding of both business and human capital.

In her current role, she leads the talent, culture, and organizational development strategy, fostering inclusive environments with high engagement and low turnover. Her approach combines financial analysis and people management to align business objectives with the professional growth of teams.

Ignacio Allende
Ignacio Allende
Head of Information Security

Ignacio is Head of Information Security at Klimber.

He has over 15 years of experience in cybersecurity across corporate, governmental, and multinational environments. He holds a Master’s degree in Cybersecurity (CEUPE), a Diploma in Information Security (UTN), is CISSP certified, and has completed leadership training at Harvard University.

He has led security departments in technology companies and a Big Four firm, participating in international projects in Argentina, Mexico, and other countries. His experience includes the design and implementation of strategies for system and data protection, privacy management, and leadership in both offensive and defensive security. Additionally, he has developed projects to strengthen technological infrastructures and manage standards such as ISO 27001, PCI DSS, and SOC 2.

Currently, he combines leadership and technical expertise to strengthen organizational resilience and protect critical infrastructures across various sectors.

Lucas Lambertini
Lucas Lambertini
Head of Finance Operations

Lucas is Head of Finance Operations.

He began his career in the advertising field and joined the Klimber team a year ago. He studied Business Administration and developed experience in corporate finance, accounting, auditing, and compliance across several Latin American countries.

At Klimber, he leads financial planning, reporting, and accounting management processes, and is also responsible for cash flow, international billing, and coordinating tax obligations in the various markets where the company operates.

Emilia Gagliardo
Emilia Gagliardo
Head of Financial Administration & Procurement

Emilia is Head of Financial Administration & Procurement.

She has a solid track record in the strategic management of administrative, financial, and procurement areas.

Her approach integrates financial planning and control with process optimization, ensuring efficiency, transparency, and value in every decision.

In her current role, she drives continuous improvement and the implementation of practices that strengthen the organization’s financial and operational soundness.

Martín Risso
Martín Risso
Head of Functional Analyst

Martín is Head of Functional Analysis at Klimber.

He specializes in analyzing and designing processes that connect business needs with technology, ensuring that every solution is efficient, scalable, and aligned with the company’s strategic objectives.

His extensive experience across different sectors and in the IT field allows him to transform complex challenges into practical and sustainable solutions.

As head of the area, Martín drives continuous improvement of processes within Klimber, fostering innovation and sustainable growth so that the company continues to deliver simple, agile, and valuable experiences in the insurance sector.

A people-centered culture

Would you like to work with us?

We’re passionate about achieving ambitious goals and celebrating shared accomplishments that drive us toward new objectives. To join the #KlimberTeam, send your CV to:

rrhh@klimber.com